The Retirement Income Certified Professional (RICP®) educational curricula is the most complete and comprehensive program available to qualified financial professionals looking to help their clients create sustainable retirement income.
What is the RICP®?
The RICP® is a professional designation for financial professionals. The RICP® designation means you will be working with someone who has a specialized education in retirement income, and is committed to professional and ethical best practices.
What an RICP® can do for you:
Identify and mitigate retirement risks
Minimize tax burden
Create sustainable retirement income
Help prepare for legacy goals
Why is the RICP® different?
Typically, financial professionals are trained to help clients accumulate wealth. But what happens in retirement? Clients need to ensure that the wealth they’ve spent decades building will last through retirement, and maybe even beyond. The RICP® is a mark of certification that acknowledges that your financial professional has the knowledge to help you enjoy a secure and sustainable retirement.
Why select an RICP®?
If you are already retired, preparing to retire, or plan to retire in the future, you need to select a well-trained, educated, and qualified financial professional to help develop a retirement income plan that will meet your needs. When you find an RICP®, you will know they have the specific education and knowledge that can help you think through all the complexities of making your resources last throughout retirement.
Benefits of working with an RICP® who can help you:
Build a comprehensive retirement income plan to address income needs and financial goals
Choose your optimal retirement age
Plan for retirement risks like the uncertainties of life expectancy, inflation, health status, and investment climate
Make claiming decisions that maximize Social Security benefits
Prepare for late-life or other needs due to physical and/or mental decline, including long-term care
Consider ways to improve your financial strategy with tax diversification